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Our Story

Our Business

Built by estate agents, for estate agents. We understand the cash flow challenges because we've lived them ourselves.

The Story Behind Agents Capital

From frustration to solution - how we transformed estate agent cash flow

The Problem We Faced

As independent estate agents, we experienced firsthand the crushing frustration of completing successful property sales, only to wait months before receiving our hard-earned commission. The gap between exchange and completion was killing our cash flow.

Despite all the hard work being done - finding buyers, negotiating deals, managing viewings, and getting contracts exchanged - we were left waiting weeks or even months for our commission. This created an enormous burden on our business finances and limited our ability to grow.

We knew there had to be a better way. If the hard work was done and contracts were exchanged, why should we have to wait for completion to access our earnings?

The Cash Flow Reality

  • Waiting 6-12 weeks for completion after exchange
  • Unable to invest in marketing during peak periods
  • Difficulty covering business expenses despite successful sales
  • Limited ability to scale operations or take on new opportunities

Our Solution

  • Commission advance within 24 hours of exchange
  • No lengthy paperwork or complex approval processes
  • Transparent pricing with no hidden fees
  • Built specifically for UK estate agents

The Solution We Built

Frustrated by the outdated system, we decided to create the solution we wished existed. Agents Capital was born from our own pain points as working estate agents who understood exactly what the industry needed.

We developed a service that recognises a simple truth: once contracts are exchanged, the real work is done. You've earned your commission, and you shouldn't have to wait months to access it.

Today, we're proud to help hundreds of UK estate agents transform their cash flow, just as we transformed our own.

Our Values

What drives us every day

Agent-First
We're estate agents serving estate agents. We understand your challenges because we've lived them.
Transparency
Clear pricing, honest communication, and no hidden surprises. What you see is what you get.
Speed
Your time is valuable. We make everything fast - applications, approvals, and payments.

Our Mission

To empower every UK estate agent with the financial freedom to grow their business, by eliminating the cash flow gap between exchange and completion.

£9m+
Advanced to Agents
150+
Agents Supported
100's
Deals Funded

Leadership Team

Experienced estate agents who understand your business

Commercial Leadership

Our leadership team combines over 20 years of estate agency experience with expertise in financial services and technology.

We've worked in independent agencies, national chains, and online platforms, giving us deep insight into the challenges facing modern estate agents.

Industry Focus

We're not just another financial services company. We're property professionals who have lived through the same cash flow challenges you face.

This gives us unique insight into what estate agents really need and how to deliver solutions that actually work in the real world.

Ready to Transform Your Cash Flow?

Join hundreds of UK estate agents who've already improved their business with commission advance